Ready to Begin?

Apply Now

google reviews

A Guide to Using a Home Equity Loan for an Investment Property

A Guide to Using a Home Equity Loan for an Investment Property

If you're a homeowner with strong equity, now could be a great time to take the next step in building your financial future. One option to consider is using a home equity loan to buy an investment property. This approach can help you grow your real estate

Jul 08, 2025 | Refinancing a Home

Happy 4th of July from Minnesota Residential Mortgage, Inc.!

Happy 4th of July from Minnesota Residential Mortgage, Inc.!

As we gather with family and friends this Independence Day, there's something magical in the air. The smell of barbecue wafts from backyard grills, children's laughter echoes through neighborhoods, and anticipation builds for tonight's spectacular firewor

Jul 03, 2025 |

Why Some Veterans Choose Conventional Loans Over VA Loans

Why Some Veterans Choose Conventional Loans Over VA Loans

VA loans have long been a key benefit for veterans, offering no down payment, competitive interest rates, and no private mortgage insurance (PMI). But today, some veterans are choosing conventional loans instead. This might seem surprising at first, but t

Jul 01, 2025 | VA Loans

What's the Perfect Interest Rate?

What's the Perfect Interest Rate?

A recent Bankrate survey shows that the idea of a “perfect” mortgage rate depends on your age group. From Baby Boomers to Gen Z, opinions vary widely—and that’s affecting today’s housing market. Gen X and Boomers: Comfortable

Jun 26, 2025 | Interest Rates

The Mortgage Revolution: How AI is Shaking Things Up

The Mortgage Revolution: How AI is Shaking Things Up

In the past, applying for a mortgage involved stacks of paperwork, long wait times, and confusing loan terms. But technology—especially artificial intelligence (AI)—is helping make this process much faster and easier. What AI Does in Mortgages

Jun 24, 2025 | Purchasing a Home

Foreign Buyers Retreat: A Silver Lining for U.S. Homebuyers?

Foreign Buyers Retreat: A Silver Lining for U.S. Homebuyers?

Foreign Investment Trends Foreign investment in U.S. real estate continues to evolve, with international buyers representing a smaller but steady portion of the market. When foreign investment decreases, it typically reduces cash competition for domestic

Jun 19, 2025 | Purchasing a Home